4 Best Easy Methods To Convert TM Load to GCash in 2025

In 2025, TM SIM users will face the problem of converting the TM SIM load into GCash directly. The reason is that since 2016, the Gcash app has stopped the conversion of regular loads. Then, the cash-in app also removes this feature from the app.

But don’t worry, today we will share four effective methods to convert TM Load to GCash. If you want to use these alternative methods, first, you must make sure that your TM SIM is registered with the TM SIM registration.

𝐖𝐡𝐲 𝐒𝐡𝐨𝐮𝐥𝐝 𝐘𝐨𝐮 Convert TM Load to GCash?

Maximize Expiring Load:

If your TM load is about to expire, you can convert it to GCash to preserve its value.

More Flexible Spending:

With GCash, you can use your money not just for load but also for paying bills, shopping, and transferring funds.

Convenient Digital Wallet:

With gcash app, you can manage your money without needing to go anywhere.

Access to GCash Features:

GCash provides secure and trackable transactions, unlike regular prepaid load.

Track Spending & Security:

GCash aapko secure aur trackable transactions ka option deta hai, unlike regular load.

Supports a Cashless Lifestyle:

You can make QR and digital payments with GCash without using cash, which is very useful these days.

Important Details for Conversion to Convert TM Load to GCash

Detail	Description
Conversion Method	Through third-party services
Direct Load-to-GCash Option	TM or GCash doesn’t offer this service directly
Common Workaround	Send the load to a seller who converts it to GCash for a fee.
Minimum Load Required	Minimum usually ₱50–₱100, varies by service
Conversion Fee	A fee is usually 10%–30% of the load
Processing Time	Typically takes a few minutes to 24 hours.
Availability	24/7 for most resellers
Risks	Be cautious of scams—use only trusted sellers.
Alternative Uses for Load	Use load for e-load, promos, transfers, or convert to GCash through resellers.
Current Services	Load2Cash, Palawan Express, GCash app
Load Conversion Limit	Usually ₱100 to ₱5,000 per transaction.
Daily Conversion Limit	Up to ₱10,000 total daily
Requirements	Active TM SIM and verified GCash account

Transfer TM Load to GCash Via Load2Cash App

Why Use Load2Cash for TM Load Conversion?

The Load2Cash app is a popular tool for converting your TM prepaid load to GCash. It’s simple to use, secure, and trusted by many. However, before you start using it, there are a few important things to know.

Important Things to Know Before Using Load2Cash

Load2Cash

The Load2Cash App is used to convert load to GCash from prepaid load conversion of several SIMs like TM, Globe, and Smart SIMs. SIM load conversion is only possible when your SIM is registered from the TM SIM registration app. Read the Load2Cash reviews before using it. This app has positive reviews and a 2.5-star rating on the Google Play Store from customers.

Conversion fees

This app charges a fee for the transaction process. The TM load to GCash conversion requires a 50% fee and the 12% telco tax deducted from your total amount.

For example, if you want to convert ₱150 load to GCash, then you will get only ₱75 cash, and after the deduction of ₱12 telco tax, you will get ₱63.

Conversion Time

How To Convert Regular TM Load to GCash

Follow the steps to convert TM Load to GCash:

To create an account on the GCash app, first, you need to install it from the Google Play Store.
An icon of the GCash app will be shown on your phone screen. Tap to open it.
Tap on the “Convert” button.
Select, how much amount you want to convert into GCash.
Verify the conversion to proceed.
Now, tap on the “Cash Out”.
Select your preferred cash-out method: Cebuana Lhuillier or Palawan Express.
Provide all necessary information carefully, such as your name.
Enter the desired amount you’d like to convert into your GCash wallet.
Congratulations! Your regular load has been successfully set for conversion.
Once you submit your conversion request, you’ll get a reference number to check your payment status.

The app provides a scheduled date for payment collection. You can also review your transaction history within the “Transactions” tab. There, you can find important details such as the transaction ID, amount, and the status of your conversion.

You can also update your personal profile information within the app. You can review and edit details such as your name, contact information, and email address.

Conversion of TM Load into GCash via Load to Cash App

The other method to convert TM Load into GCash is Load to Cash App. It’s important to know about its rules and rates before using this app. But before using this app, it is very important to know about its rules and rates.

The app applies specific charges for converting prepaid credits into digital wallets like GCash, PayMaya, Coins.ph, or linked bank accounts. The conversion time is almost two days. There are two deductions from your total amount: Carrier fee and Gateway fee. The total deduction will be implemented on your amount is 47%.

Conversion via Load to Cash App Steps

Download the official “Prepaid Load to Cash” app from the Google Play Store.
Registration is mandatory for new users.
Create an account.
Tap on the “Convert” option available on the main screen.
Now choose one of the two conversion modes: regular or continuous conversion.
Enter the desired amount you’d like to convert.
Confirm the transaction by tapping the “Convert” button again.
Conversion update via app notification.
Transaction details can also be viewed there.
To withdraw, tap on the cashout option.
Select your cashout method, like GCash, PayMaya, or Bank transfer.
Input the necessary information and finalize by clicking “Submit.”

Convert TM Load to GCash through FB Money Exchangers

For individuals who prefer not to use mobile applications, Facebook-based money exchangers offer an alternative means of converting TM load into GCash funds. These exchangers typically operate through Facebook groups or pages and facilitate load-to-cash transactions.

Steps to Use Facebook Load Exchangers:

Locate Reliable Exchangers: Begin by searching for well-reviewed and active load-to-cash exchangers on Facebook. Prioritize groups or individuals with consistent engagement and positive user feedback.

Initiate Contact: Reach out to the exchanger to inquire about their current rates and transaction procedures.
Transfer TM Load: Send the pre-agreed amount of TM load to the exchanger’s designated mobile number.
Provide GCash Information: Share your GCash-registered number where the converted funds should be deposited.
Await Confirmation: After processing, the converted amount will be transferred to your GCash account.

Converting TM Load to Cash via Direct Transfer

For those who prefer a straightforward option, TM load can be converted into cash by transferring it directly to another individual in exchange for money.

Steps for Transferring TM Load:

*Dial 143#: Access the TM services menu on your mobile phone.
Choose “Share-a-Load”: Navigate to and select the load-sharing feature.
Input the Recipient’s Number: Enter the mobile number of the individual who will receive the load.
Specify the Load Amount: Indicate the exact amount of load you wish to transfer.
Confirm the Transaction: Wait for a confirmation message to verify the successful transfer.

This approach is especially useful if you have a trusted friend or relative who is willing to provide cash in exchange for your TM load.

Conclusion

In conclusion, while the direct conversion of TM SIM load to GCash is no longer available due to the discontinuation of this feature by GCash, there are still several alternative methods to successfully convert TM Load to GCash. Whether you choose to use third-party services, the Load2Cash app, or Facebook money exchangers, it’s essential to stay cautious and ensure that you are dealing with trusted sources.

Each method comes with its own set of advantages, such as the convenience of GCash for everyday transactions, flexible spending, and enhanced security. By following the right steps and verifying the credibility of the services you use, you can easily convert your TM load into GCash while minimizing risks and making the most out of your balance.

FAQs

Yes, you can technically convert your load into money, but not through official TM or Globe services. Third-party apps like Load to Cash allow conversion, but they charge high fees (30–50%) and take 1–2 days. These services are unofficial, so use them cautiously.

Yes, you can register your TM number as a GCash account by downloading the GCash app and signing up using your TM SIM.

However, you cannot directly use TM load to fund your GCash wallet.

To add money, you’ll need to use GCash partners like 7-Eleven, bank transfers, cards, or third-party load conversion services.

You cannot directly transfer TM load to GCash via text, as Globe/TM does not support this feature. Some unofficial apps or services may ask you to send load through methods like *143# > Share-A-Load as part of their process. However, this is not an official GCash function and should be used with caution.

Just like TM, Globe load cannot be directly converted to GCash through official methods. Alternatives include using third-party apps like Load to Cash (which charge high fees), reselling your load for cash or GCash, or relying on unofficial services found on platforms like Facebook or Messenger bots. These methods are not endorsed by Globe, so proceed carefully.

4 Best Easy Methods To Convert TM Load to GCash in 2025